Part of the planning is making sure things go smoothly
Insurance doesn’t seem like a subject that fits in when you’re planning a destination wedding. Whether your plans include heading to a Caribbean island or the Amalfi Coast of Italy, you’re focused on the logistics and details of planning a wedding away from home and dreaming about the day, probably with a lot of help from Pinterest. Insurance for the trip is likely pretty far from your first thought. Here’s why you might want to consider it.
Severe weather can affect multiple regions at one time
It’s not pleasant to think about, but if you’re planning a wedding in the Caribbean, your plans might be affected by a hurricane or tropical storm, either at the wedding location or at home. Hurricane season lasts from June 1 to November 30 each year and peaks in September and October, and once a storm has formed, it’s too late to buy coverage.
Traveling worry-free is one thing you can check off your list
Typically, a comprehensive plan will offer a variety of benefits covering a wide range of concerns. If something comes up and you need to head home early, a comprehensive plan may help reimburse you for the unused portion of your trip. Flight delay, baggage loss or damage, 24-hour assistance and some travel medical coverage are also included in comprehensive plans.
Coverage is key – buying early helps maximize your choices
Trip Cancellation and Cancel for Any Reason coverage are two of the most popular benefits used by travelers. A destination wedding or a honeymoon often involves a big investment – you want to protect that investment. Every plan is different and will have a varying list of covered reasons for standard trip cancellation insurance.
If you are concerned that the reasons listed as covered reasons to cancel may not be enough, consider optional Cancel for Any Reason coverage when choosing a plan. Cancel for Any Reason reimburses up to 75% of the trip cost for cancellation due to any reason at least two days prior to departure. This benefit must be purchased within 7-21 days of your initial trip payment, which is important to know if your wedding date is a year or two out and you’re booking arrangements now.
Tip for parents – you can buy insurance for gifted travel
If you’re the parents of the bride or groom, you may be thinking about insurance before they do if you’re giving a gift of travel. Unlike other types of insurance, you can purchase a travel insurance plan for someone else. You will need basic information about the travelers like their age, gender, home address and birthdates. Don’t feel like you have to wait until after you give the gift to insure it. As soon as any non-refundable part of a trip is booked, whether for a destination wedding or a honeymoon, you can purchase a plan to cover it.